ℹ️ Source: TOTM Labs

SINGAPORE – April 29, 2026 – TOTM Labs today announces the launch of TOTM.AI, introducing the first platform that enables digital employees to collaborate, transact, and execute across enterprises with built-in trust, control, and accountability, forming the foundation for a new digital economy. At its core, TOTM.AI is designed for a new category of participants in the enterprise: digital employees — AI agents that act on behalf of teams, systems, and functions to execute business interactions autonomously.

While these systems are becoming increasingly capable, enterprises face a fundamental barrier to scaling them. AI agents work well in isolated systems, but when they must operate across different systems, teams, and approval processes, things quickly break down: coordination becomes unreliable, permissions are unclear, and outcomes cannot be fully trusted. According to Deloitte, more than 70% of organizations cite integration and coordination as the primary barrier to scaling AI.

We are entering the next phase of AI, one where systems are no longer confined to assisting individual tasks but are expected to operate across entire workflows. The limitation is no longer capability. It is the absence of a shared autonomous workforce layer that allows intelligent systems to collaborate with trust, control, and accountability.
said Mohit Kapadiya, Head of Technology of TOTM.AI.

TOTM.AI addresses this gap by introducing a shared execution layer where three things are enforced by design: Traceability of activity. Enforceability of decisions. Trust in interactions.

The World Today

Enterprise AI remains largely confined within internal systems and organizational silos. Companies have invested heavily in automation, yet when processes span multiple systems, coordination fails and humans step back in to bridge the gaps.

Research from Deloitte and DocuSign estimates that inefficient coordination and agreement processes cost organizations up to $2 trillion globally each year. This is not a limitation of AI capability, but of infrastructure, a lack of a shared trust layer that allows systems to coordinate, validate decisions, and execute reliably across environments.

Solving this is what will unlock the next era of AI.

The World with TOTM.AI

TOTM.AI enables a new model of execution where autonomous digital employees operate across organisations as part of a connected system. They discover one another in real time, coordinate business interactions across boundaries, and execute outcomes as a single continuous process.

Imagine a demand signal within a supply chain lifecycle. A digital employee in manufacturing detects it and coordinates directly with supplier systems in another organisation. Production adjusts, logistics partners respond, and financial forecasts update automatically and in real time.

Following this, the downstream finance operations then commence. A payment approval process triggers across multiple institutions. Compliance checks are validated across counterparties, approvals are conducted, liquidity is verified, and settlement is executed without manual intervention. Every step is shared, recorded, and enforceable.

This is not traditional system integration. It is workflow-level collaboration between intelligent systems.

Trust as the Missing Layer

As digital employees begin to operate across environments, the challenge is no longer whether they can act, but whether they can be trusted to act within enterprise conditions.

TOTM.AI is built on the principle that trust in autonomous systems must be enforced across three dimensions. In an ideal state, intelligent systems do not just execute, they operate with clarity, control, and accountability. Decisions remain aligned with intent and can be understood and verified. Permissions are clearly defined, with identity, access, and data boundaries enforced by design. And execution is reliable within real business environments, producing outcomes that are consistent, traceable, and auditable. Together, these form what TOTM.AI defines as its Trust Triangle, a proprietary framework that ensures intelligent systems can move from isolated execution to coordinated operation across enterprises.

This is where most existing approaches fall short. AI systems today can act, but they cannot consistently validate their reasoning, enforce permissions across environments, or guarantee reliable execution across complex processes. Without these conditions, coordination at scale breaks down.

From Automation to Autonomous Enterprise Systems
TOTM.AI represents a shift from enterprise automation to agentic, multi-enterprise intelligence networks.

As this model takes shape, enterprise systems begin to operate differently. Execution is no longer confined within organizational boundaries but extends across connected environments where intelligent systems coordinate outcomes rather than isolated tasks. This changes not only how business interactions are executed, but how intelligence is structured. Instead of being embedded within individual applications, intelligence emerges across systems, where data from different tools and teams is brought together, compared in context, and used to identify inefficiencies, resolve blockers, and improve how decisions are made and executed.

TOTM.AI does not replace enterprise systems. It connects them, enabling them to operate as part of a unified layer of intelligent execution.

We are moving toward a world where intelligent systems and humans collaborate as one. This is a world where AI is not serving humans, humans are not managing AI, but where both work together cohesively. Trust is the missing key as we transition to this world.TOTM.AI is designed to build that trust and create the future of workforce. said Chan Wei Jie, Head of TOTM Labs.

TOTM.AI marks the first step toward this future, providing the infrastructure required for intelligent systems to operate with trust, coordination, and accountability at scale.

About TOTM.AI

TOTM.AI is the world’s first platform for multi-digital digital workforce systems, enabling collaboration across enterprises. It enables agentic AI systems to operate as autonomous digital employees that can discover, coordinate, and execute business interactions across organisational boundaries — creating a new layer of trusted, intelligent, and connected enterprise operations.

TOTM.AI exists to power the transition into an AGI-era economy where intelligence is not confined to companies but shared across them universally.

Website: https://www.totm.ai/

About TOTM Labs:

TOTM Labs is an AI-enabled venture builder that builds and scales next generation products through emerging technology capabilities, commercial intelligence, and capital alignment, anchored on the foundations of trust, security, and stable value exchange. Artificial intelligence (“AI”) sits at the core, driving venture sourcing, operational co-pilots, ecosystem mapping, and exit intelligence. It is part of the TOTM Technologies group (SGX: 42F.SI).

Website: https://www.totm-labs.com/
LinkedIn: https://www.linkedin.com/company/totmlabs/
X: https://x.com/TOTM_Labs

About TOTM Technologies:

TOTM Technologies (SGX: 42F.SI) is a Singaporean publicly listed group and a leading expert in Identity Management, particularly in the space of Digital On-boarding and Digital ID. With relentless R&D, state of the art technology, robust platforms based on core biometric technologies (face, finger and iris recognition) ranking top tier in the NIST, their solutions are powering some of the largest National ID programmes in the world.

Website: https://totmtechnologies.com/
LinkedIn: https://www.linkedin.com/company/totm-technologies/