US-based Future Family has launched Orange Shield, an IVF insurance product backed by Munich Re Ventures.

The plan covers up to two IVF cycles, costs US$3,000 upfront plus US$999 monthly for five months, with refunds available if treatment fails.

Coverage is available at select clinics nationwide, with eligibility based on age, medical history, and lifestyle factors.

Patients over 38 years old using their own eggs are ineligible, but donor egg recipients may qualify.

Founded in 2016, Future Family offers IVF financing and coaching, helping 10,000+ families and distributing US$200 million in credit.