Superbank, an Indonesia-based digital bank backed by Grab, Emtek, Singtel, and KakaoBank, reported a profit before tax of 80.9 billion rupiah (US$4.9 million) for Q3 2025.

Its net interest income rose 176% year-on-year to 1.1 trillion rupiah (US$66.3 million) as of September 2025, while total loan disbursement climbed 84% to 9 trillion rupiah (US$542.5 million) and total assets rose 70% to 16.5 trillion rupiah (US$994.5 million).

Third-party funds grew 203% year-on-year to 9.8 trillion rupiah (US$590.7 million).

The bank’s customer base reached 5 million since launching its digital banking app in June 2024.

Average daily transactions increased by over 40% compared to the previous quarter.

Superbank reported a loan-to-deposit ratio of 92%, a net interest margin of 10.64%, and a cost-to-income ratio of 70.14%. Gross NPL stood at 2.83% and net NPL at 1.21%.

🔗 Source: Superbank

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