US-based crypto and payments company Ripple announced new features for Ripple Treasury at its Swell 2026 conference on October 27, combining treasury management, AI tools, and digital payment rails.

The update builds on GSmart, Ripple’s AI-powered treasury platform launched in September. It adds a layer that automates cash positioning, forecasting, reconciliation, liquidity management, and payments.

Ripple also introduced 24/7 Returns, which lets eligible corporate customers earn returns on qualifying digital assets held in a Ripple wallet, subject to program requirements.

These assets include RLUSD, which Ripple describes as a regulated US dollar stablecoin.

Crypto-related products have drawn regulatory scrutiny. The Financial Stability Board has addressed crypto-asset regulation, supervision, and oversight.

🔗 Source: Ripple

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