OpenAI said on November 13 it launched ChatGPT Wallet in the US, allowing eligible Pro subscribers aged 18 and older to use its “dots” AI agents to make purchases on their behalf.

Built with American Express, Mastercard, and Visa, the feature requires a security check for each purchase.

OpenAI said its agents receive transaction-specific payment tokens instead of users’ actual card details. Cardholders keep their existing rewards and protections.

The launch extends OpenAI’s shopping efforts after it introduced Instant Checkout in September 2025, then moved away from the feature and updated product discovery in March 2026.

It also comes as card networks build agentic commerce programs and outline frameworks for AI-led purchases, even as some banks and retailers have started blocking AI shopping agents.

🔗 Source: OpenAI