Indonesia receives 1,700 digital fraud reports a day

Indonesia receives about 1,700 digital fraud reports per day, highlighting high public vulnerability to online scams, according to Komdigi’s director of certification and electronic transaction supervision.

Komdigi said scammers often use impersonation and that reports rise before Eid al-Fitr, Christmas, and school holidays, with fake travel tickets and tour packages common.

Between 20 October 2024 and 16 October 2025, Komdigi said the government handled 365,539 negative social media contents and Komdigi recorded 3,026,756 negative internet contents overall, led by online gambling at 2,355,672, pornography at 607,935, and digital fraud at 25,175.

Meta accounted for 134,353 social media findings, X for 48,424, and Google for 41,167.

The ministry cited cekrekening.id data showing about 839,000 reports collected over several years, and said 574,000 of those involved online transactions.

To curb fraud, Komdigi offers cekrekening.id to check and report bank accounts and aduannomor.id to report phone numbers; reported numbers are verified by the government and telecom operators and can be blocked within 24 hours if confirmed.

🔗 Source: Media Indonesia

🧠 Food for thought

Implications, context, and why it matters.

The daily reports mirror a broader fraud problem with large financial losses

The 1,700 daily reports sit within a wider pattern. Indonesia’s Financial Services Authority (OJK) put 2025 losses from financial scams at Rp 9 trillion (US$534 million) 1.
OJK figures quoted by Insurance Business put average losses since late 2024 at Rp 52 million per victim for fraudulent investment schemes, while impersonation scams using fake calls averaged Rp 42 million 2.
An academic review recorded a 1,550% jump in AI-driven fraud in Indonesia’s fintech sector (financial technology companies) from 2022 to 2024 3.

Blocking is a visible response, but proactive detection remains complex

Blocking suspected accounts and phone numbers offers a clear step. Fraud detection in banking and payments still brings tougher trade-offs 4.
National payment infrastructure provider PT Jalin Pembayaran Nusantara (Jalin), which connects payment transactions across 100+ member institutions, said some patterns can look suspicious yet remain valid. Spikes tied to social assistance payouts can require customized monitoring across institutions 4.
Experts link continued scams to regulatory gaps and weak coordination among government agencies, financial institutions, and telecom operators. These conditions give scammers room to shift tactics faster than authorities respond 5.