India has postponed the 30% market share cap for individual apps on the Unified Payments Interface (UPI) until December 31, 2026, after several delays.

Initially introduced in 2020, the cap aims to limit dominance by apps like PhonePe and Google Pay, which control over 85% of the market.

The National Payments Corporation of India (NPCI), overseeing UPI, faced difficulties enforcing the cap without affecting daily transactions.