WeLab Bank, a Hong Kong digital bank, said first-half 2026 revenue rose about 8% year on year to HK$492 million (US$62.7 million), driven by growth in lending, wealth management, and multi-currency services.

The bank said net interest income increased 8.4% to HK$466 million (US$59.3 million).

It also said its retail loan portfolio exceeded HK$6.1 billion (US$777 million).

WeLab Bank said its net interest income and net interest margin ranked first among Hong Kong digital banks.

The bank said it invested about HK$20 million (US$2.55 million) in technology, AI, and products during the period.

Excluding those investments, it said it would have recorded an adjusted profit of about HK$14.6 million (US$1.86 million).

WeLab Bank also said assets under management on GoWealth nearly doubled year on year.

It added that multi-currency deposits rose 87% from the end of 2025, helped by foreign exchange and overseas spending services.

Hong Kong’s digital banks are regulated under the Hong Kong Monetary Authority’s digital bank framework.

🔗 Source: WeLab Bank

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