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GCash taps AI to expand lending to small businesses
GCash said its lending arm Fuse Financing Inc. uses an AI-driven underwriting tool to offer collateral-free loans.
The loans target first-time borrowers and micro, small, and medium enterprises.
It also has a 1.8 billion pesos (US$28.4 million) credit facility from the Asian Development Bank aimed at women-led and rural MSMEs.
The lending push adds to GCash’s reach in the Philippines, with 94 million active users as of January 2025.
The platform also worked with more than 6 million partner merchants and social sellers.
The announcement also comes as digital lenders in the Philippines increasingly use AI and mobile data for credit scoring.
🔗 Source: GCash
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